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Personal finance tracker

Track your daily finances clearly

SaldoSehat helps you record income, expenses, wallets, savings targets, budgets, loans, receivables, exports, and local backups in one simple app.

SaldoSehat Portrait screen

About SaldoSehat

Clear records for everyday personal finance

SaldoSehat is designed to help you record and review personal cash flow through a simple, local-first experience. It is not a bank, lender, pay-later service, credit-scoring service, or official financial advisor.

Daily records

Record income and expenses with dates, categories, wallets, and notes so your cash flow is easier to review.

Wallets

Separate balances across cash, bank accounts, e-wallets, and prepaid e-money cards.

Targets and budgets

Create savings targets or budget plans and review your progress over time.

Loans and receivables

Record money you need to pay or receive, including notes, status, and due dates when needed.

Export and backup

Create personal exports and backup files, then store them in a secure location you trust.

Ask

Use chat-style help to read summaries from data available in the app. Ask is not official financial advice.

Free with ads

The free version may show banner ads and offer optional rewarded ads for limited Custom and Export usage.

Premium Lifetime

An optional one-time purchase removes ads and unlocks unlimited Custom features and Excel export.

Screenshots

Review balances, income, expenses, and cash flow

SaldoSehat Home screen SaldoSehat Transactions screen SaldoSehat Wallets screen SaldoSehat Target screen SaldoSehat Loans screen SaldoSehat Ask screen

Local-first foundation

Your main finance data stays on your device

Main app data is stored locally. You are responsible for protecting your device, app access, export files, and backup files after they are created.